Why Tiva?

TIVA AS SEEN IN NEWS

A Researched Human Centric driven by Innovation Approach

Daily problem

Tiva addresses daily challenges in Tanzanian lives by digitizing and bringing solution to all essential daily life sectors.

Daily spending

Tiva connects daily spending of its clients to a nationwide network of service providers, offering affordable access to all essential daily life sectors regardless of their financial situation.

All Tanzanians

Tiva aims to modernize and digitize the entire Tanzanian community through its AI-driven platform.

We’re at the forefront of digitizing sectors affecting Tanzanians and where they spend their money daily in healthcare, food, energy, microloans and shelters.

Tiva is on a mission to digitize the entire social economy of the Tanzanian population.

  • Land ownership:
    • 37% Yes personally own land
    • 6% own the land with someone else
    • 57% own land
  • 15% of adult Tanzanians have some proof of ownership
  • What documentation they have?
    • Letter from local gov.5%
    • Letter from village head 5%
    • Title deed 3%
    • Certificate 2%
  • Personal identification Document
    • National ID number57%
    • Voter ID card 73%
    • TASAF ID card 3%
    • Driver’s license
    • Passport 1%
  • 75% of adult Tanzanians own a mobile phone

We provide affordable health insurance where someone can join by topping as low as $1 $2 $5 a day.

  • 85% of Tanzanians have no health insurance.
  • More than a quarter of adults aged 55 years and bellow have no retirement plans.
  • Perceived lack of income and awareness biggest barriers cited for formal financial services uptake
  • Insurance
    • Primary Barrier: Potential customers do not want to think about bad things happening to them, hence they do not take up.
    • Secondary : Lack of awareness of how insurance services work and how to obtain them as well as the perceived high cost of insurance and inability to afford insurance payments.
  • What is the most Important payment to make when you get money (Excluding food & clothes)
    • Farming or business expenses .18%
    • Medical expenses 15%
    • School /tuition fees 11%
    • Live stock 6%
    • Rent 8%
    • Electricity 5%
    • House hold good 4%
    • Building material4%
    • Savings 4%
    • Phone bills 3%
    • Water bills
  • Large shocks experienced in past 12 months, primarily impacting earnings
    • Medical expenses22%
    • Received less money than expected 21%
    • Harvest/crop failure 20%
    • loss of income due to price cut on a key good sell 10%
    • Death/ funeral expense 8%

Opening doors to Tanzanians and their small business get access to financial services.

  • 67% of Tanzania’s ask help from family & friends.
  • 89% of Tanzanians live within 5km of a financial access point.
  • Tanzania’s that live within 5km radius of a financial access point
    • National 89%
    • Urban 100%
    • Rural 83%
  • Uptake of Mobile money has grown by 12% from 2017
    • Mobile money services 78%
    • Commercial bank services 22%
    • Informal savings group 12%
    • Insurance services 10%
    • Microlender services 8%
    • Saccos 1%
    • Social group 3%
    • Informal moneylender 4%
    • Shop & supply chain credit 8%
    • Youth and people in rural areas remain the most excluded.
    • Who is being left behind
      • Rural 77%
      • Farmers and fishers 26%
      • Youth (16 to 25 years) 51%

Providing a one center to go when encounter personal challenges such as running out of cooking gas, food, groceries etc.

  • Two thirds of Tanzanians claim to be struggling to keep up with regular expenses
    • All adults 66%
    • Male 69%
    • Female 63%
    • Youth 55%
    • Farmers and fishers 75%
    • Business owners 85%
  • Where do people borrow from? Base = those that borrow
    • Family & friends 67%
  • 36% of adult Tanzanians borrowed in the past 12 months.
  • Why do they borrow?
    Base = only those who borrow
    • Living expense 30%
    • Medical expense 18%
    • Emergency other than medical 13%
    • Funeral expenses 2%
    • Education/ school fees 8%
    • Farming expense 10%
    • Business Expense 6%
    • Starting / expending business 3%
    • Buying land for farming 2%
    • Buying, building, Improving a house to live in 3%
    • Buying transport or housing assets 1%
    • Buying livestock or farming implement1%
  • Most of Tanzanians rely on seasonal or occasional income
  • How is personal Revenue generated and how frequently is money received from these
    • Money from trading (including farmers) 44% 30%-SEASONALLY
    • Occasional jobs 35%
    • Salaries / wages 8% - MONTHLY
    • Money from providing a service 5% etc…

Register Now to Apply or to watch our zoom presentation on dealers benefits

Winning Tiva District Representative is a lifetime achievement that comes with full of opportunities for creating generational wealth and making a significant impact on your community by solving challenging issues in healthcare, medicine, finance, food, energy, and gas. Register now to send your Application or watch our dealers's zoom meeting which explored why Tiva is a business opportunity that your company cannot afford to miss.

Enter your email or phone number and click go to register to watch the recorded zoom event or Apply now to submit application to enter in selection process.

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